Serving Loan, Mortgage
and Insurance Needs
in the Following Areas:
Canton, North Canton,
Massillon, Louisville, Alliance,
Akron and all of Ohio.
Pioneer Financial Services, inc.
Long Term Care
Group Insurance Benefits • Health & HSA Insurance • Term Life Insurance • Permanent Life Insurance • Disability Income Insurance • Long Term Care •
Long Term Care Insurance is an emotional product simply because no one looks forward to needing it. The statisics say that if you are over the age of 65, you have a 2 in 5 chance of needing long term care. No one wants to lose their independence. This is why we offer Long Term Care Insurance, so that you can live the rest of your life at home or with relatives. We at Pioneer desire to serve you in the best way possible, and this is why we have decided to offer you the ability to shop the insurance. We currently work with UnumProvident, GE Capital, Prudential, John Hancock, Allianz, Physicians Mutual, Lincoln Benefit Life, Lincoln Financial, and Mass Mutual.
* Its not just nursing home insurance, but it can cover in home health care, assisted living, hospice, and care while in the nursing home.
* If your net worth is over $100,000, you may be the right person for long term care insurance. If you do not have long term care insurance, you will be responsible to pay for long term care coverage out of your own pocket. Coverage for assisted living and in home health care may cost you up to $30,000 per year and nursing home coverage can cost you twice as much.
* Medicare will only cover a certain number of days in a nursing home and in home health care.
* Medcaid only has coverage for nursing homes, not assisted living and in home health care.
If you are not sure if Long Term Care Insurance might be for you, please call or contact Pioneer today.